Complimentary HRA, HSA & FSA Workshop!
Bolton Seminar Series
Benefits Education Workshop Series Part 2

How to Choose the Right Plan for Your Company

Bolton is excited to invite you to this encore presentation hosted by our compliance specialist, Michelle Cammayo.

In this second part of our Benefits Education series, Michelle helps you understand what Health Reimbursement Arrangements (HRA), Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) really offer, and how to tell which option is best for your company.

This complimentary presentation pulls from years of experience interacting with HR staff, compiling and addressing the most commonly-asked questions pertinent to this important topic.

Michelle will cover the following topics:

  • Definition of each plan: HRA, HSA and FSA
  • Highlights of these accounts
  • When to apply which plan
  • Tax treatment

Michelle Cammayo, CEBS, RHU
Vice President of Compliance
Bolton & Company

Tuesday, June 4, 2019

8:30 am - 9:00 am: Registration/Breakfast
9:00 am - 10:30 am: Presentation

Bolton & Company - Anaheim Office

2390 E. Orangewood Avenue, Ste. 430
Anaheim, CA  92806


RSVP Deadline is 5/31/19
This event is offered at NO COST.
Continental Breakfast provided
Complimentary Self Parking
Email questions or cancellations to:

Michelle Cammayo, CEBS, RHU
Vice President of Compliance

Michelle Cammayo has more than 13 years of Employee Benefits experience specializing in all lines of health and welfare benefits, including medical, dental, vision, basic and voluntary life, short and long-term disability and employee assistance programs.

Her passion for learning and knowledge has driven Michelle to become an expert in the industry. Her scope of expertise is expansive as she began her career helping employers manage their employee benefits program where she led renewal negotiations, implemented alternative funding arrangements and conducted open enrollment meetings.

Her background and passion for knowledge evolved into a natural shift for Michelle where she works closely with clients and partners to provide guidance in areas of the law including ERISA, HIPAA, COBRA, FMLA and PPACA. She also oversees our Compliance Department at Bolton & Company to ensure we are helping our clients manage and eliminate risk with regards to employee benefit compliance. On a daily basis, she can be found conducting annual compliance reviews with Bolton clients, answering compliance related questions, conducting training for our team members and HR personnel as well as keeping up to date with Federal and State regulation changes.

Michelle has authored several employee benefit articles and conducted HRCI accredited seminars in her quest to educate others to empower them to make the best decision for their company. She has given over 30 seminars and webinars on benefit-related topics ranging from compliance challenges to choosing the right consumer driven health plan.
About Bolton & Company

Established in 1931, Bolton & Company is one of the nation's largest privately-owned insurance broker agencies providing clients worldwide with insurance and risk management services, employee benefits and financial products. A partner of Assurex Global, Bolton employs over 180 insurance professionals and places close to $500 million in annual premiums on behalf of their clients. Bolton is headquartered in Pasadena, with offices in Anaheim, Torrance and Santa Clara. Learn more by visiting
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